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Phantom Finance is a provider of specialist commercial and business finance. We do not offer regulated residential mortgages.

Your property may be at risk if you do not keep up repayments on a mortgage or any other debt secured on it. Phantom Finance is not authorised or regulated by the Financial Conduct Authority.

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Property Grants Directory

Explore active property and energy efficiency funding streams across the United Kingdom.

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englandwalesscotlandnational

Warm Homes Plan (Successor to ECO4)

The flagship Warm Homes Plan provides funding for insulation, solar panels, and low-carbon heating for low-income and fuel-poor homes to reach EPC C.

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englandwalesscotland

Need help with funding?

While grants are great, they often only cover a fraction of the capital stack. Speak to us about bridging, development finance, or joint ventures.

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N. Ireland
london
national

Local Authority Empty Property Grants

Many local councils offer grants or interest-free loans (often up to £25,000) to investors and developers to bring long-term empty properties back into residential use.

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englandwalesscotlandN. Irelandlondonnational

0% VAT on Solar Panels and Battery Storage

While not a direct cash grant, residential solar panel and battery storage installations currently benefit from 0% VAT until March 31, 2027.

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englandnational

Homes England Affordable Homes Programme

Large-scale grant funding for developers and investment partners to support the capital costs of developing affordable housing for rent or sale.

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englandwalesN. Irelandnational

Disabled Facilities Grant (DFG)

Landlords can apply for grants up to £30,000 (£36,000 in Wales) to make changes to a property to accommodate a disabled tenant.

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englandwalesnational

Boiler Upgrade Scheme (BUS)

Property owners in England and Wales can get up to £7,500 towards replacing fossil fuel heating systems with a heat pump or biomass boiler.

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