We secure competitive Limited Company mortgages from specialist lenders outside the high street
We secure competitive Limited Company mortgages from specialist lenders outside the high street, and leverage investment block valuations to ensure maximum loan-to-value against your rental yield.
We secure competitive Limited Company mortgages from specialist lenders outside the high street, and leverage investment block valuations to ensure maximum loan-to-value against your rental yield.
Phantom Finance specializes in navigating the intricate landscape of corporate property acquisition. High street lenders often penalize Limited Company (SPV) applications with inflated rates or reject them entirely if the directors have complex background portfolios. We bypass these hurdles by operating directly with specialist commercial lenders.
Our edge lies in deal structuring. We don't just submit applications; we meticulously model your portfolio's cashflow to maximize your leverage. For multi-unit freehold blocks (MUFBs) or large HMOs, we instruct commercial surveyors to utilize 'Investment Block Valuations' rather than simple bricks-and-mortar comparisons. This yield-based valuation approach consistently unlocks significantly higher capital extraction for our clients, fueling their next phase of growth.