Articles / Did You Know? Many developers believe bypassing a broker saves money. In unregulated commercial finance, going direct usually means accepting the first term sheet you are offered. A specialist broker doesn't just find money; they negotiate leverage, strip out hidden exit fees, and structure the debt to protect your liquid cash flow—often saving you ten times their fee in the first year alone.
Test your knowledge Why does bypassing a commercial broker to 'Go Direct' to a lender often cost property developers significantly more money? A Because going direct is illegal in the UK B Because you usually have to accept the first term sheet offered, missing out on negotiated leverage and hidden exit fee reductions C Because direct lenders charge a mandatory £10,000 application fee D Because going direct automatically triggers a 40% tax rate
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