Property Finance for E-commerce Entrepreneurs

Your e-commerce business is highly profitable, but because you've only been trading for 18 months, banks treat you like a startup. We have lenders who understand the speed of modern digital business.

The Speed of Digital vs. The Slowness of Banks

You launched an e-commerce brand, found product-market fit, and scaled incredibly fast. You are generating massive net profits. But because your company has only filed one year of accounts, traditional mortgage lenders treat you as if you are unemployed.

The Trapped Capital Problem

You have hundreds of thousands in the business bank account, but drawing it all out as a personal dividend will trigger a brutal 39.35% tax charge. You want to invest in property, but the capital is trapped.

Unlocking E-Commerce Wealth

We bridge the gap between fast modern business and slow traditional finance:

Specialist 1-Year Trading Lenders: We work with commercial lenders who only require 12 months of trading history, provided the profit margins are strong and verifiable via open banking or accountant certificates.
Inter-Company Loans: We help you structure lending where your trading company lends the deposit to your newly formed Property SPV, completely avoiding personal income tax.
Commercial Warehousing: Need a warehouse for your inventory? We can arrange a Commercial Mortgage where your trading company rents the building from your property company—effectively paying rent to yourself.